Choosing Wells Fargo credit cards
When you decide to use some credit in your life, a whole new list opens up in front of you. It is a list financial institutions and credit card companies offering you their services.
Now, one such company is Wells Fargo credit cards. Now, this company is different from many in more than one ways. They offer a plethora of credit cards, ranging from Rewards card to a College card.
The Wells Fargo credit cards are divided into seven uniquely schemed credit cards. Let me explain them to you. The first one is the Wells Fargo Rewards Card. This one adds to your reward points, whenever you purchase stuff.
There is no annual fee on this card. This card can be taken up by those who are excited about the prospect of a reward. Since all companies offer rewards points nowadays , it is a normal card scheme, which any person can avail.
Next is the Wells Fargo Cash Back Card. In this, card, the USP is getting cash back on your purchases. Our human minds are tuned to a bargain, and getting something back from what we have already paid, is always a satisfaction to the consumer. Hence, take this one if you need bargains on the items you purchase.
The third type is the Home Rebate Card. If you hold a Wells Fargo Home Mortgage, then this rebate card will help you pay off that principal. It is more beneficial for those involved in a home loan, mortgage and so on.
Next up, is the Wells Fargo Platinum Card. Every other bank I know, has introduced a platinum card. Every other person I know has one too. Hence, there is not much I need to explain about this one.
But still, to put it in a nutshell, it offers simplicity, convenience and gives great rates too. The Percentage rate on this card is lesser than the previously mentioned ones. The next card is the Cash Back College Card.
The name itself is suggestive that it is for students. College Students can avail a cash back on their purchases on credit. The other variant of this card is the normal College Card without Cash Back. Here, however, the students enjoy a low rate as they build their credit rating. The APR is marginally lower than the College Cash Back card. Well Fargo Credit Cards can be applied for online at the website itself.
Finally the WF Secured Card. For those who have bad credit, and are looking to rebuild it, here is your answer. It does have an Annual Fee of $18, and a higher APR than all the other options, but some credit is better than no credit I guess!
